ACBAR

Ghazanfar Bank, a full-fledged licensed commercial Bank, commenced its operations in March 2009. The Share Holders of the Bank belongs to one of the leading business groups of Afghanistan. As a leading business house Ghazanfar Group is involved in various key businesses sectors as a front runner such as import and distribution of Petroleum/Gas and other various important industrial sectors. Ghazanfar Bank started its operation in Kabul, Afghanistan, and is offering key financial services both under conventional and Islamic Banking. The Bank has since opened up its Branches at various key locations such as Mazar Sharif, Hairatan, Nayeb Abad Branch, Kunduz, Takhar, Pule- Khumri, Jalalabad, Herat & Kandahar besides opening another eight branches at Kabul in Sarai Shahzada, Shar-e-Naw, Karte Naw, Kote Sangi, Lase Maryam, Karte Char , Kabul Airport Branch and Wazir Akbar Khan. In due course of time, the Bank intends to expand its Branch Network in Kabul as well as at other key locations of the Country.

1. Supervising & Leading AML/TM team.
2. Oversees the identification, assessment, and escalation of suspicious activities, ensuring high‑quality STR/SAR drafting and submission.
3. Provides guidance to team members on red flags, typologies, and quality standards for STR/SAR reporting.
4. Acts as the primary point of contact for internal and external stakeholders on matters related to LCTR, STR/SAR, and FIU requests.
5. Post review the alerts as L2 on a daily basis according to assigned parameters set in the OFSAA AML system for further analysis and processing.
6. Ensue those alerts and cases are assessed, investigated and narrated accurately as per AML SOP and the required and factual information are available in all narratives
7. Reviewing internal and external audit reports timely and bringing improvements as required to ensure that deficiencies and errors are largely minimized
8. Ensure all the source of fund documents are accurately review by team member.
9. Proper follow up of cases with branches for closure of the case within time frame.
10. Establishing trail for confirming the source/destination of funds received from Branches as a supporting document for Alerts.
11. Monitoring, review and analysis of different types of transactions and products as assigned by Chief Compliance as per defined Procedure.
12. Monitors and reconciles the data being received from the source systems
13. Fine-tunes the thresholds in accordance with changes in the risk profile of the Organization.
14. Assure the accuracy of parameters, for the alerts being generated in line with the product, transactions and processes.
15. Preparing of Consolidated MIS related to all activities performed such as Alerts handling, escalation, and case investigation
16. STR Reporting under confirmation of Chief Compliance Officer.
17. Investigates such alerts and referrals and files STRs with the appropriate financial intelligence unit (FIU) as required.
18. Monitors alerts generated on customer transactions, such as those from automated systems and referrals from internal staffs.
19. Follow up on any failure delivery status or observations raised by FinTRACA for STR reporting.
20. Demonstrates strong knowledge of Large Cash Transaction Reporting requirements, including thresholds, timelines, data accuracy, and regulatory expectations.
21. Ensures timely review, validation, and submission of LCTR reports in accordance with national AML/CFT regulations.
22. Review & Response to DAB/FIU/LEAs enquiries in coordination with Dy Chief compliance if any.
23. Establish a contribution-free system for branch staff to report suspected activities/transactions.
24. Performed any other task which is assigned By Chief Compliance Officer/Dy. Chief Compliance Officer.  

Educational Qualifications

• Bachelor’s degree in Finance, Law, Business Administration, or a related field.
• Certifications such as CAMS (Certified Anti-Money Laundering Specialist) or ICA (International Compliance Association) certification are preferred.

Experience Required

• Minimum of 2-3 years of experience in anti-money laundering, transaction monitoring, or compliance, with at least 1 years in a supervisory role.
• Proven expertise in financial crime compliance and regulatory requirements for banking institutions.

Competencies Required

• In-depth knowledge of AML regulations, transaction monitoring systems, and sanction screening protocols.
• Familiarity with banking operations, products, and services, and their associated money laundering risks.
• Strong analytical skills to review and investigate suspicious transactions.
• Proficiency in using transaction monitoring software and reporting tools.
• Excellent decision-making and problem-solving skills in high-pressure scenarios.
• Effective written and verbal communication skills to prepare reports and coordinate with stakeholders.
• Team management skills to guide and mentor the AML/Transaction Monitoring team.

Personal Attributes

• Upholds confidentiality and ethical standards in handling sensitive financial data.
• Ensures compliance with AML regulations and internal policies.
• Identifies emerging money laundering risks and proposes preventive measures.
• Conducts meticulous reviews of flagged transactions to identify potential risks.

leadership Capabilities

• Supervises the AML/Transaction Monitoring team, setting goals and ensuring task completion.
• Works closely with compliance, legal, and operations teams to address AML concerns.
• Develops and delivers AML training programs to enhance team and organizational awareness.
• Resolves escalated cases of suspicious activity and ensures timely reporting to regulators.
• Liaises with regulatory bodies and law enforcement agencies on AML matters.

Applicants who meet the above requirements should submit their updated Curriculum vitae (CV)/Resume to (sr.recruitment-officer@ghazanfarbank.com)

Please Mention specific Job Title in subject of your E-mail otherwise your Email will not be considered.

Note only shortlisted candidates will be contacted for further recruitment process.

sr.recruitment-officer@ghazanfarbank.com