ACBAR

Ghazanfar Bank, a full-fledged licensed commercial Bank, commenced its operations in March 2009. The Share Holders of the Bank belongs to one of the leading business groups of Afghanistan. As a leading business house Ghazanfar Group is involved in various key businesses sectors as a front runner such as import and distribution of Petroleum/Gas and other various important industrial sectors. Ghazanfar Bank started its operation in Kabul, Afghanistan, and is offering key financial services both under conventional and Islamic Banking. The Bank has since opened up its Branches at various key locations such as Mazar Sharif, Nayeb Abad Branch, Hairatan, Kunduz, Takhar, Pule- Khumri, Jalalabad, Herat & Kandahar besides opening another eight branches at Kabul in Sarai Shahzada, Shar-e-Naw, Karte Naw, Kote Sangi, Lase Maryam, Karte Char, Kabul International Airport and Wazir Akbar Khan. In due course of time, the Bank intends to expand its Branch Network in Kabul as well as at other key locations of the Country.

Strategic & Leadership Responsibilities

• Lead and manage all units under Middle Office:
• Treasury Middle Office
• Bank-wide Internal Control Unit
• Reconciliation Unit
• Define departmental objectives aligned with bank strategy and risk appetite.
• Develop and enforce policies, procedures, and standard operating practices for
• Ensure all units operate with independence and objectivity.
• Act as the escalation point for critical breaches, discrepancies, or fraud suspicions.
• Represent Middle office in ALCO (based on need), EAC, Management, and Board Committees.
• Supervise, mentor, and build capacity of Middle Office staff.

Treasury Middle Office Oversight

• Ensure monitoring of treasury transactions (FX, MM, bonds, investments).
• Review and validate daily P&L, mark-to-market, liquidity positions, and exposure limits.
• Ensure treasury operations comply with approved limits and risk policies.
• Report breaches to CEO/Dy-CEO and ALCO.
• Coordinate with Treasury Back Office for confirmation and settlement validations.

Internal Control Oversight

• Ensure daily review of branch and departmental transactions.
• Monitor compliance with policies including:
• Salary freeze and advance salary
• EOD and reconciliation procedures
• Operations manual
• AML/CFT (as per bank policy)
• Conduct periodic branch and department control assessments.
• Identify negligent staff and recommend disciplinary action to EAC.
• Maintain evidence and audit trail of all control actions.

Daily Transaction Monitoring & Reconciliation

• Oversee daily reconciliation of all suspense, nostro, inter-branch, clearing, ATM, and card accounts.
• Ensure timely resolution of all breaks, pending items, and high-risk exceptions.
• Review daily exception reports and follow-up actions.
• Escalate significant or unresolved discrepancies to CEO/Dy-CEO/EAC.

Reporting

• Prepare and present daily, weekly, monthly and need base dashboards to:
• Dy-CEO/ CEO
• EAC
• ALCO
• Ensure management has a clear view of operational, treasury, and control risks.
• Highlight trends, recurring issues, and areas requiring policy update.

Compliance & Audit

• Ensure department adheres to Basel Committee recommendations, regulatory guidelines, and internal policies.
• Facilitate internal and external audits by providing reports, evidence, and explanation of processes.
• Implement corrective actions based on audit findings and monitor their completion.

Qualifications

• Bachelor’s degree in Finance, Economics, Accounting, Banking, or related field.
• Master’s degree or professional certifications CFA, CIA or CIPA preferred.

Experience Required

• Minimum 3–5 years of banking experience, with at least 2 years in treasury, middle office, risk, or internal control.
• Experience in supervising large teams and coordinating across departments.
• Exposure to regulatory compliance, reconciliation, banking operations, and operational risk management.
• Advanced proficiency in MS office package

Skills and Abilities

• Strong leadership, management, and mentoring capabilities.
• Excellent analytical and risk assessment skills.
• Sound knowledge of banking operations, treasury, and regulatory compliance.
• Integrity, objectivity, and ability to operate independently.
• Strong communication, reporting, and stakeholder management skills.
• Detail-oriented, organized, and process-driven.

Personal Attributes

• Demonstrates highest ethical standards and honesty in all activities.
• Maintains independence in decision-making; free from conflicts of interest.
• Takes informed decisions swiftly, especially in high-risk or urgent situations.
• Can navigate changing regulatory, operational, and market environments.
• Maintains confidentiality, composure, and credibility in all interactions.

Leadership Skill

• Guides, motivates, and develops staff; fosters a high-performance culture.
• Communicates effectively with CEO/Dy-CEO, ALCO, EAC, auditors, and business units.
• Leads process improvements, policy updates, and technology adoption.
• Mediates disputes between departments or staff to maintain operational harmony.
• Ensures decisions consider risk, compliance, and regulatory implications.
• Holds teams accountable while promoting transparency and ethical behavior.

Applicants who meet the above requirements are invited to submit their updated Curriculum Vitae (CV) or Resume to recruitment-officer@ghazanfarbank.com. Please ensure that you include the position title and vacancy announcement number in the email subject line (Middle Office Manager GB/EAD/38). Applications that do not follow this format will not be considered.

Note: Shortlisted candidates will be contacted for further recruitment processes.

recruitment-officer@ghazanfarbank.com